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Credit-card-validation-for-an-interactive-wireless-network

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Credit card validation for an interactive wireless network

Details

Inventors: Jordan, Jr., Royce D.;
Assignee: BellSouth Intellectual Property Corporation (Wilmington, DE)
Primary Examiner: Fureman; Jared J.
Assistant Examiner: Hess; Daniel A.
Attorney, Agent or Firm: Kirkpatrick & Lockhart LLP

An apparatus and method for validating a credit card over a wireless network. The apparatus includes a gateway for sending a credit card validation reply message to a wireless device in response to receiving a credit card validation request message from the wireless device, the request message including credit card information for identifying a credit card to be validated. The method includes sending a first credit card validation request message to a gateway from a wireless device, the first request message including credit card information for identifying a credit card to be validated; sending a second credit card validation request message and the credit card information from the gateway over an external network in communication with the gateway to a credit card validation service provider for processing the credit card information; receiving by the gateway a first credit card validation reply message from the credit card validation service provider over the external network; and sending a second credit card validation reply message from the gateway to the wireless device.

DETAILED DESCRIPTION What is claimed is: 1.
An apparatus for validating a credit card over a wireless data network, the apparatus comprising: a wireless communication gateway in communication with a wireless data network, the gateway configured for processing credit card validation data received from an external network and for sending a credit card validation reply message to a wireless device in communication with the wireless data network in response to receiving a credit card validation request message from the wireless device, the request message including credit card information for identifying a credit card to be validated; wherein the gateway comprises a database for storing the credit card validation reply message; and wherein the database has a directory structure for associating the wireless device with the credit card validation reply message.
2.
The apparatus of claim 1, wherein the gateway transmits the credit card validation request message over the external network to a credit card validation service provider for processing the credit card information.
3.
The apparatus of claim 2, wherein the external network is the Internet.
4.
The apparatus of claim 1, wherein the credit card validation request message is a text message.
5.
The apparatus of claim 1, wherein the credit card validation request message is sent via e-mail to a predetermined validation e-mail address.
6.
The apparatus of claim 5, wherein the credit card information is provided in a subject portion of the e-mail message.
7.
The apparatus of claim 1, wherein the credit card information includes a credit card number of the credit card to be validated.
8.
The apparatus of claim 1, wherein the credit card information includes a credit card expiration date of the credit card to be validated.
9.
The apparatus of claim 1, wherein the credit card information includes an identifier associated with the credit card to be validated.
10.
The apparatus of claim 1, wherein the credit card validation reply message is a text message

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