 System and methods for synchronizing datasets when dataset changes may be received out of order |
| The present invention provides a system and methods for synchronizing information in datasets via a ... |
|
| Secure on-line PC postage metering system |
| OF THE PRESENT INVENTION A method and apparatus for providing a secure software rental system is ... |
|
| Terminal apparatus for operator and communication path setting method |
| OF THE INVENTION An embodiment according to the present invention will now be described ... |
|
| Network capacity creation for video dial tone network |
| What is claimed is: 1. A method for creating network transport capacity for a broadband network, ... |
|
| Method and system of service impact analysis in a communications network |
| OF THE PREFERRED EMBODIMENTS The present invention is directed to a system and method for using ... |
|
| Real-time data cache flushing threshold adjustment in a server computer |
| The present invention provides a system and method for dynamically improving the performance of a ... |
|
| System and method for advanced event request management for networks |
| The present invention pertains to a system and method for managing a network of devices. A network ... |
|
|
Artificial intelligence trending system
| Details |
Inventors: Tayebnejad, Mohammad Reza; Van Camp, Karl Aric; Dallas, Charles Alan; Van Arkel, John Hans;
Assignee: MCI, LLC (Basking Ridge, NJ)
Primary Examiner: Hirl; Joseph P.
Assistant Examiner:
Attorney, Agent or Firm:
A data processing system program to develop, train, and implement a neural network for identifying customers who represent a bad debt risk is disclosed. A feature vector is applied to a neural network to generate outputs that approximate the relative likelihood that customers who are the subjects of the records used to generate the feature vector will be a bad debt risk. Statistical values relating categorical attributes of the customers to the likelihood of their becoming a bad debt risk are substituted for the categorical attributes, and the attributes are normalized before the feature vector is applied to the network. In one embodiment the customers are customers of a long distance service provider. |
|
DETAILED DESCRIPTION These and other needs are addressed by the present invention by means of a method and system, and computer-readable media carrying instructions for controlling the system to carry out the method.
In accordance with an embodiment of the present invention a rank order for records with respect to a selected characteristic of subjects of the records is estimated.
The records include attributes of the subjects, and the attributes generally include at least one, and typically more than one, categorical attribute.
By "categorical attribute" herein is meant a representation of discrete classes or categories which, in its raw form, has no mathematical significance.
The numeric value or label of a categorical attribute serves only to distinguish among various categorical attributes.
For example, the area code 540 associates the subject with a particular geographic area within Virginia, but does not indicate five hundred and forty of anything; and the sum, difference, or average of two or more area codes is not meaningful.
The system is programmed to derive any derived categorical attributes used and carry out the steps of: a) estimating statistics relating values of the categorical attributes to the characteristic; b) for one of the records, applying a feature vector having elements derived from the attributes in the one record, the elements including values of the statistics corresponding to a values of the categorical attributes in the one record, to an artificial intelligence algorithm, which is preferably a trained neural network, to obtain an output value; c) repeating step b for each remaining one of the records; and d) rank ordering the records in accordance with the output values.
In accordance with an aspect of the invention the subjects are customers of a provider of goods or services and the characteristic is potential to be a bad debt risk.
In accordance with another aspect of the invention the provider is a provider of long distance services, and the attributes include attributes derived from current traffic data
|
| Related patents |
|
|
Protected shareware
To satisfy the foregoing goals, in accordance with this invention, the functionality of "protected shareware" is controlled by digitally signed messaging protocol. P...
|
|
|
Hardware and software failover services for a file server
The present application is directed to improvements to the failover services disclosed in Duso et al., U.S. application Ser. No. 08/851,507 filed May 5, 1997, issued as U...
|
|
|
Data sort method, data sort apparatus, and data sort program
The present invention aims at providing a data sort method, apparatus, and program capable of obtaining a desired sorting order value by reading records only once. An ...
|
|
|
Method and apparatus for detecting the type of interface to which a peripheral device is connected
The present invention defines a method and apparatus in the peripheral device such that the peripheral device can determine which type of interface it is connected to, ...
|
|
|
Monitoring a large parallel database through dynamic grouping and sequential sampling
To overcome the limitations in the prior art described above, and to overcome other limitations that will become apparent upon reading and understanding the present ...
|
|
|
Object-oriented framework for reasoning having pluggable inference engines
According to an embodiment of the present invention, a plurality of machine reasoning modules or inference engines can be processed against a single rule-based knowledge ...
|
|
|
Memory system including guarded pointers
The present invention relates to several aspects of a memory system which may be used independently or together. The invention is particularly applicable in a virtual ...
|
|
|
Data access in a processor
What is claimed is: 1. A data processor comprising: a register memory comprising an array of M.times.N memory cells, each cell addressable using an instruction ...
|
|
|
Access control/crypto system
An access control/crypto system having a smart card reader and an access control program for requesting information from a user to determine if the user is authorized to ...
|
|
|
Method and apparatus for processing recursive hard links in a data processing system
The present invention provides a method and apparatus in a data system for processing a recursive link in a directory structure in a data processing system. A path to a ...
|
|
|
Databases 
