System and method to performing on-line credit reviews and approvals
The present invention solves this problem by providing a user-friendly on-line computerized system that streamlines the processing of applications for products and services offered by a financial inst... Read More
Inventors: Walker, Darcy; Sussman, Lawrence J.; Mayr, Mona; Dean, Jr., Charles G.; Seib, Dennis; Musci, Richard; Marino, Glenn;, Assignee: Citibank, N.A. (New York, NY) |
Computerized system for facilitating transactions between parties on the internet using e-mail
According to a first embodiment of the present invention, there is provided a method and payment system for enabling a first Internet user to make a payment to a second Internet user, typically for th... Read More
Inventors: Stein, Lee H.; Stefferud, Einar A.; Borenstein, Nathaniel S.; Rose, Marshall T.;, Assignee: Messagemedia, Inc. (Louisville, CO) |
Biometric system and techniques suitable therefor
The present invention seeks to provide an improved biometric system and methods useful in implementing such a system. There is thus provided in accordance with a preferred embodiment of the present in... Read More
Inventors: Gressel, Carmi David;, Assignee: M-Systems Flash Disk Pioneers Ltd. (Kfar Saba, IL) |
Methods, systems and apparatuses for matching individuals with behavioral requirements and for managing providers of services to evaluate or increase individuals' behavioral capabilities
These objectives are accomplished with an improved process, system and apparatus, all including or related to an algorithm utilizing seven types of behavioral abilities to compare an individual's atta... Read More
Inventors: Taub, Herman P.;, Assignee: Enhancement of Human Potential, Inc. (Fairfield, CT) |
Network based music playing/song accompanying service system and method
1. A network based musical performance service system, comprising: musical performance service providing means for providing musical performance file, musical performance service programs, and musical... Read More
Inventors: Kim, Yun-Jong;, Assignee: Hanseulsoft Co., Ltd. (Seoul, KR); P&IB Co., LTD (Seoul, KR) |
Method and system of ordering visual prints from digital image data
The invention addresses the foregoing disadvantages of the current systems for creating visual prints from digital images. According to one aspect of the invention, the invention concerns a system and... Read More
Inventors: Oka, Kiyoshi; Rodriguez, Francisco; Ishikawa, Yoshi;, Assignee: Canon USA, Inc. (Lake Success, NY) |
Ballot system and method adapted for optical scanning
OF THE INVENTION The overall purpose of the balloting system in the political context is to quickly, inexpensively, and accurately allow the voting authority to determine the intent of the voter. The... Read More
Inventors: Hurewitz, Joel B.;, Assignee: |
Automated synchronous product pricing and advertising system
OF THE INVENTION Referring now to the drawings, and more particularly to FIG. 1, shown therein is an automated synchronous product pricing and advertising system 10 constructed in accordance with the... Read More
Inventors: Freeny, Jr., Charles C.;, Assignee: Automated Business Companies (Irving, TX) |
Method and system for maintaining the integrity of electronic auctions using a configurable bid monitoring agent
The problems encountered with the operation of the prior auction system are overcome by the auction system of the invention, which enables flexible dynamic alterations of market closing times, line it... Read More
Inventors: Alaia, Marc; Becker, David J.; Kinney, Jr., Sam E.; Rago, Vincent F.; Rupp, William D.; Stevens, Robert G.;, Assignee: FreeMarkets, Inc. (Pittsburgh, PA) |
Fluid leak detector
We claim: 1. A fluid leak detector comprising: a body member having a chamber provided with a fluid inlet and a fluid outlet, between which is disposed a valve having a valve closure member, the closu... Read More
Inventors: Imiolex, Mieczyslaw; Alexander, Arthur;, Assignee: THORN EMI Flow Measurement Limited (Manchester, GB2) |
System for implanting an image into a video stream
OF PREFERRED EMBODIMENTS Reference is now made to FIG. 1 which illustrates a system for mixing images, such as advertisements, with a video stream of action occurring within a relatively unchanging b... Read More
Inventors: Kreitman, Haim; Bar-El, Dan; Amir, Yoel; Tirosh, Ehud;, Assignee: Scitex America Corporation (Bedford, MA) |
Compressed digital overlay controller and method for MPEG type video signal
In accordance with a preferred embodiment of the invention there is provided a controller, for providing, in a specified region of first television picture generated by a first digitally compressed vi... Read More
Inventors: Hoarty, W. Leo;, Assignee: ICTV, Inc. (Santa Clara, CA) |
Advertisement reconciliation system
The apparatus and method of the present invention utilize the digital packetized transmission features of a direct broadcast satellite (DBS) system to provide an automated and efficient method of cond... Read More
Inventors: Echeita, Richard J.; Yokers, James E.;, Assignee: Hughes Electronics Corporation (El Segundo, CA) |
Non-seamless splicing of audio-video transport streams
The present invention provides a method and apparatus for splicing multiple transport streams. The stream insertion operation is entirely digital and utilizes the flexibility of current digital audio-... Read More
Inventors: Perkins, Michael G.; Helms, William L.;, Assignee: |
User controlled adaptive flow control for packet networks
In accordance with the illustrative embodiment of the present invention, the state of congestion in a packet communications system is made available to the user applications utilizing that communicati... Read More
Inventors: Kompella, Vachaspathi P.; Gray, James P.; Smith, Frank D.; Jeffay, Kevin;, Assignee: International Business Machines Corporation (Armonk, NY) |
Method and apparatus for providing real time enhancements and animations over a video image
Accordingly, the present invention provides an apparatus and method that allows an entirely new approach to creating live and near-live graphics for television illustration. A special interface is pro... Read More
Inventors: Heidmann, Tim P.; Olsen, Patrick Wade; Tessman, Thant;, Assignee: Shoreline Studios (Mountain View, CA) |
Method and system for waveform compression and expansion with time axis
OF PREFERRED EMBODIMENTS Below, in providing an explanation of the preferred embodiments of the present invention, first an explanation will be given of examples of compression and expansion processi... Read More
Inventors: Kikumoto, Tadao;, Assignee: Roland Corporation (Hamamatsu, JP) |
Stress tester
According to the present invention, a stress tester is provided. This tester comprises a hardness measurer, which has an indenter, and includes a computer, which has software that is designed accordin... Read More
Inventors: Abbate, Agostino; Frankel, Julius; Scholz, Wilfried; Colangelo, Vito J.; Korman, William J.;, Assignee: The United States of America as represented by the Secretary of the Army (Washington, DC) |
Method for identification of unknown substances
OF THE INVENTION The invention is particularly useful in the field of petrography. In a preferred embodiment, the invention consists of an automated point count system for identification of the conte... Read More
Inventors: Brown, Roy W.; Kim, Chul-Sung;, Assignee: ExxonMobil Upstream Research Company (Houston, TX) |
Method and system for processing electronic documents
The invention includes a computer-based method for creating a signed electronic documents. In one aspect, the invention includes a markup language according to the SGML standard in which document type... Read More
Inventors: Anderson, Milton; Jaffe, Frank; Hibbert, Chris; Virkki, Jyri; Kravitz, Jeffrey; Chang, Sheveling; Palmer, Elaine;, Assignee: Financial Services Technology Consortium (New York, NY) |
Computer-implemented methods and apparatus for alleviating abnormal behaviors
In accordance with one aspect of the present invention, there are provided computerimplemented methods and systems for alleviating an abnormal behavior, such as a behavior associated with a fear, abno... Read More
Inventors: Kilgard, Michael; Merzenich, Michael M.; Bao, Shaowen;, Assignee: Scientific Learning Corporation (Berkeley, CA); The University of Texas (Austin, TX); The Regents of the University of California (Oakland, CA) |
Method and apparatus for providing product survey information in an electronic payment system
One object of the present invention is to provide an electronic payment system that allows buyers to received product survey results. Another object of the present invention is to provide a means with... Read More
Inventors: Matyas, Jr., Stephen M.;, Assignee: International Business Machines Corporation (Armonk, NY) |
Methods and systems for analyzing marketing campaigns
Methods and systems for analyzing the success of a marketing campaign are described. By using campaign results and an original campaign database the success of a marketing campaign can be determined. ... Read More
Inventors: Samra, Balwinder S.; Nabe, Oumar;, Assignee: General Electric Capital Corporation (Stamford, CT) |
Supplier performance reporting
The present invention addresses some of the problems of prior supplier performance reporting systems. An aspect of a present embodiment receives and process actual purchasing data to enable reporting ... Read More
Inventors: Wong, Alvin;, Assignee: Accenture Global Services GmbH (Neuhausen am Rheinfall, CH) |
Expanded multilevel noise code generator employing butting
I claim: 1. A method of expanding a pair of digital codes, comprising the steps of: generating first and second time coincident digital codes of a first amplitude; generating a third code comprising t... Read More
Inventors: Gutleber, Frank S.;, Assignee: The United States of America as represented by the Secretary of the Army (Washington, DC) |
Teleconferencing system in which location video mosaic generator sends combined local participants images to second location video mosaic generator for displaying combined images
In accordance with the present invention, computer hardware, software and communications technologies are combined in novel ways to produce a multimedia collaboration system that greatly facilitates d... Read More
Inventors: Ludwig, Lester F.; Lauwers, J. Chris; Lantz, Keith A.; Burnett, Gerald J.; Burns, Emmett R.;, Assignee: Vicor, Inc. (Palo Alto, CA) |
System and method for encryption key generation
OF THE PREFERRED EMBODIMENT Referring to FIG. 1, the traditional method of mixed DES and public/private key encryption is illustrated. The sending party determines the need to create and send message... Read More
Inventors: Boesch, Brian P.;, Assignee: CyberCash, Inc. (Reston, VA) |
Method of processing an E-mail message that includes a representation of an envelope
It is an object of the present invention to provide an E-mail message enhancement apparatus that allows for privacy and verification of message receipt. It is another object of the present invention t... Read More
Inventors: Venkatraman, Rajamadam C.; Chern, Vincent Min-Hao; Nanja, Sekaran; Gujarathi, Haresh;, Assignee: PostX Corporation (Cupertino, CA) |
Retail system for allowing a customer to perform a retail transaction and associated method
In accordance with a first embodiment of the present invention, there is provided a method of operating a retail system so as to allow a customer to perform a retail transaction. The retail system has... Read More
Inventors: Morrison, James; Addy, John C.;, Assignee: NCR Corporation (Dayton, OH) |
Music distribution systems
The present invention provides music distribution systems that are beneficial to all involved parties, namely consumers, content providers and data transmission providers. In certain embodiments, cons... Read More
Inventors: Hunter, Charles Eric; Sparks, Kelly C.; Hebrank, John H.;, Assignee: World Theatre, Inc. (Morrisville, NC) |
Finance 
